USA Today - Money
Claiming an adult child as a dependent on your taxes
Your unemployed adult child is living in your basement. Does that mean you can claim him as a dependent on your tax return?
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College students face stiff competition for financial aid
Cuts in state and federal funding for financial aid mean more students will be competing for a smaller pot of money. Tips on how to apply.
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E-payments rapidly phasing out paper checks as an option
Increasingly people will have no choice but to accept electronic payments for everything from retirement benefits to tax refunds.
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Don't let scandals stop charitable giving
After a year in which several well-known charities have become immersed in scandal, you might be tempted to stop giving. Don't.
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If used right, credit card balance transfers can save cash
But if you fail to pay the balance before the introductory offer expires, you could end up with even more debt.
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New credit cards could hurt credit score
Lured by rewards programs and discounts, shoppers are using credit cards more for holiday shopping. That could lead to an unhappy New Year.
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Don't forget to take that IRA distribution
Two-thirds of IRA owners over age 70½ haven't taken any money out of their accounts this year. But failure to take a distribution will hurt.
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Your Money: Why a 529 college savings plan is a great gift
Giving your child or grandchild a 529 plan is a good idea: Years from now, when they graduate without student loans, they'll thank you..
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Your Money: Honor veterans by helping legitimate charities
There are dozens of charities that claim to help veterans. Sadly, the track record for veterans' charities is poor, charity watchdogs say.
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Taking advantage of new student loan assistance
The Obama administration unveiled a plan to help borrowers with student loans, but some of the most desperate borrowers won't benefit.
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Tips to make the most of online calculator of college costs
A new tool available Oct. 29 could help families get a better idea of how much college costs. Critics worry, though, that it could sow even more ...
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